Do you need a license to be a philosopher? I never had to pass any kind of exam to call myself a musician. Oh, I joined a union once. It disappeared after a few years. I signed up for various organizations that never wanted anything to do with me, other than annual dues. I only told folks that I was a musician to keep from claiming that I was a "writer" or a "poet." That really sounds pretentious.
Anyway, I'm pretty sure that I'm a philosopher. That sounds so much better than "layabout" or "retired" or "former musician."
Now, you may want to be judicious about taking advice from an unlicensed philosopher. I understand. Nevertheless, here's what I offer:
Love first. Ask questions later.